Auto Insurance

Having auto insurance is vital, as it protects you against financial loss in the event of an accident, theft, fire or other covered event. By paying a premium, the insurance company agrees to pay specific car-related financial losses as outlined in your policy.

I help my customers find an auto insurance policy that is right for them, providing necessary coverage at the lowest rate possible.

Why Do You Need An Auto Insurance Policy?

Basic personal auto insurance is mandated by the State of Oregon as a means to protect the policyholder and other motorists in case of an accident. Many drivers, however, opt for more than the minimum coverage requirements in order to protect themselves to a greater degree.

The right auto insurance policy can help get you back on the road quickly by helping pay for injuries or property damage after you file a car insurance claim. Without it, you would have to pay for costly claims out of pocket, putting your personal assets at financial risk.

What Can a Customer Expect From An Auto Insurance Policy?

Auto insurance covers a variety of situations that can occur on or off the road. While every auto insurance policy is unique to the driver, the standard coverage on most auto insurance policies In Oregon include:

Liability – If you are responsible for causing an accident or damage to other vehicles, this coverage pays for damage to other vehicles, damage to objects/structures, injuries to other drivers and their passengers, and lawsuits if any.
Comprehensive – This coverage reimburses for loss due to events beyond your control, including theft, fire, falling objects, explosions, hail, floods, earthquakes, windstorms or contact with animals such as birds or deer.
Collision – This covers the policyholder’s car if it collides with another car, object or as a result of flipping over.
Medical Payments or Personal Injury Protection (PIP) – This covers medical bills if you or your passengers are injured in a car accident (regardless of fault).
Uninsured and Underinsured Motorist Coverage – Uninsured motorist coverage will reimburse the policyholder and passengers if hit by a driver with no insurance or not enough coverage to pay for the total loss.
Other optional coverages – This includes road assistance, rental car reimbursement, etc.

How Often Can You Change Your Auto Insurance?

Following the purchase of an auto insurance policy, you might be interested in purchasing additional coverage or increasing the limits.

In Oregon, changes to your coverage can be made at any time throughout the year. All you need to do is to contact me to adjust your coverage as per your needs.

Why Work With an Independent Insurance Broker/Agency For Auto Insurance?

With so many different coverages, it can be confusing to know what’s right for you. Working with an experienced independent auto insurance agent can help you look over different offerings and considering your situation, I can provide you with the best combination of coverage, price and service.

Get in touch with me today to learn more about the most dependable and affordable car insurance for your driving needs in Oregon and surrounding areas. I will help guide you through coverage options and customize coverage amounts to suit your exact needs and budget.

How Can We Help With Your Insurance Needs?

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Central Oregon's Leading Insurance Advocate

(541) 408-0971

1824 NE Division St. Suite F